🇺🇸 Best High-Yield Savings Accounts in USA — 2026
Compare the highest savings rates available in USA right now.
1
Best High-Yield Savings USA
Marcus Online Savings
Marcus by Goldman Sachs
4.90% APY
APY / Interest Rate
Min. Balance
$0
Monthly Fee
$0
Deposit Insurance
FDIC insured up to $250,000
Rate Note
Variable rate, no minimum balance
Marcus by Goldman Sachs consistently offers one of the highest APYs available with zero fees and no minimum balance — the benchmark high-yield savings account in the USA.