🇮🇳 Best High-Yield Savings Accounts in India — 2026
Compare the highest savings rates available in India right now.
1
Best Savings Account India
HDFC Regular Savings Account
HDFC Bank
Up to 7.25% p.a.
APY / Interest Rate
Min. Balance
₹10,000
Monthly Fee
₹0
Deposit Insurance
DICGC insured up to ₹5,00,000
Rate Note
Higher rates for balances above ₹50L
HDFC Bank offers India's best combination of savings rates, digital banking, and branch access. The 7.25% p.a. rate for higher balances is among the best from a major private bank.