UOB
Best Cashback Card Singapore
UOB One Card
United Overseas Bank · 🇸🇬 Singapore · MASTERCARD
4.9Excellent
Annual Fee
S$192.60
Waived first year
Rewards Rate
Up to 10% cashback
Cashback
Intro Offer
S$200 cashback on first S$1,000 spend
Credit Score
680+
Good
Purchase Intro APR
N/A
Balance Transfer Intro APR
N/A
Regular APR
27.8% p.a.
Tekkivo Expert Verdict
The UOB One Card offers the highest potential cashback rate in Singapore at up to 10%. If you can meet the minimum spend requirement, this card delivers exceptional value.
Best for: Singaporeans who can meet the S$500 monthly spend requirement
Key Benefits
- 10% cashback on Grab, Shopee, Dairy Farm
- 6% on Singapore Power utilities
- 5% on Grab rides
- 3.33% base cashback
- Petrol savings at SPC & Shell
Pros
- ✓Highest potential cashback rate in Singapore
- ✓Strong everyday spending categories
- ✓Petrol savings
Cons
- ✗Min S$500 spend/month required
- ✗Cashback capped at S$100/month
- ✗High APR
Card Details
Foreign Transaction Fee: 3.25%
Credit Limit: S$1,000–S$100,000+
Card Network: mastercard
Rewards Type: Cashback
UOB One Card
4.9
Annual FeeS$192.60
RewardsUp to 10% cashback
Intro OfferS$200 cashback on first S$1,000 spend
on United Overseas Bank's website