OCBC
Best Dining Card Singapore
OCBC 365 Credit Card
OCBC Bank · 🇸🇬 Singapore · MASTERCARD
4.5Very Good
Annual Fee
S$192.60
Waived first 2 years
Rewards Rate
3%–6% cashback
Cashback
Intro Offer
S$100 cashback on first S$500 spend
Credit Score
650+
Fair
Purchase Intro APR
N/A
Balance Transfer Intro APR
N/A
Regular APR
27.8% p.a.
Tekkivo Expert Verdict
The OCBC 365 is the best dining card in Singapore. The 6% cashback on dining is the highest available, and the 5% on fuel makes it a great all-rounder for Singaporeans who drive.
Best for: Singaporeans who dine out frequently and drive
Key Benefits
- 6% cashback on dining
- 5% cashback on fuel
- 3% on groceries & transport
- 0.3% on all other spend
- Petrol savings at Caltex & Esso
Pros
- ✓Best dining cashback in Singapore (6%)
- ✓5% on fuel for drivers
- ✓2-year fee waiver
Cons
- ✗Min S$800 spend/month
- ✗Cashback capped at S$80/month
- ✗High APR
Card Details
Foreign Transaction Fee: 3.25%
Credit Limit: S$1,000–S$100,000+
Card Network: mastercard
Rewards Type: Cashback
OCBC 365 Credit Card
4.5
Annual FeeS$192.60
Rewards3%–6% cashback
Intro OfferS$100 cashback on first S$500 spend
on OCBC Bank's website
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