VISA
SBI
Best Online Shopping Cashback India
SBI Cashback Credit Card
State Bank of India · 🇮🇳 India · VISA
4.6Excellent
Annual Fee
₹999
Waived on ₹2L annual spend
Rewards Rate
5% online, 1% offline
Cashback
Intro Offer
₹500 cashback on first transaction
Credit Score
700+
Good
Purchase Intro APR
N/A
Balance Transfer Intro APR
N/A
Regular APR
3.5% per month (42% p.a.)
Tekkivo Expert Verdict
The SBI Cashback Card is the best card for online shoppers in India. The flat 5% cashback on all online transactions with no merchant restrictions is unmatched in the Indian market.
Best for: Indian online shoppers who spend heavily on e-commerce
Key Benefits
- 5% cashback on all online spends
- 1% cashback on offline spends
- No merchant restrictions online
- Cashback credited directly to statement
- Fuel surcharge waiver
Pros
- ✓Flat 5% on all online transactions — unmatched in India
- ✓No merchant restrictions
- ✓Simple cashback structure
Cons
- ✗High APR
- ✗1% offline rate is low
- ✗Annual fee if spend threshold not met
Card Details
Foreign Transaction Fee: 3.5%
Credit Limit: ₹50,000–₹5,00,000+
Card Network: visa
Rewards Type: Cashback
SBI Cashback Credit Card
4.6
Annual Fee₹999
Rewards5% online, 1% offline
Intro Offer₹500 cashback on first transaction
on State Bank of India's website