VISA
AXIS
Best Utility Bills Card India
Axis Bank ACE Credit Card
Axis Bank · 🇮🇳 India · VISA
4.5Very Good
Annual Fee
₹499
Waived on ₹2L annual spend
Rewards Rate
2%–5% cashback
Cashback
Intro Offer
₹500 cashback on first transaction
Credit Score
680+
Good
Purchase Intro APR
N/A
Balance Transfer Intro APR
N/A
Regular APR
3.4% per month (40.8% p.a.)
Tekkivo Expert Verdict
The Axis ACE is perfect for Indians who pay utility bills and order food frequently. The 5% cashback via Google Pay is one of the highest rates available for bill payments in India.
Best for: Indians who pay utility bills and order food delivery frequently
Key Benefits
- 5% cashback on bill payments via Google Pay
- 4% on Swiggy, Zomato, Ola
- 2% on all other spends
- Fuel surcharge waiver
- 4 complimentary lounge visits/year
Pros
- ✓5% on utility bills via Google Pay — highest in India
- ✓4% on food delivery apps
- ✓Low annual fee
Cons
- ✗High APR
- ✗Cashback capped per category
- ✗Google Pay dependency for 5%
Card Details
Foreign Transaction Fee: 3.5%
Credit Limit: ₹50,000–₹5,00,000+
Card Network: visa
Rewards Type: Cashback
Axis Bank ACE Credit Card
4.5
Annual Fee₹499
Rewards2%–5% cashback
Intro Offer₹500 cashback on first transaction
on Axis Bank's website