BANKWEST
Best No Fee + No FX Card AUS
Bankwest Zero Mastercard
Bankwest · 🇦🇺 Australia · MASTERCARD
4.7Excellent
Annual Fee
AUD $0
No annual fee ever
Rewards Rate
No rewards
None
Intro Offer
No sign-up bonus
Credit Score
620–850
Fair – Excellent
Purchase Intro APR
None
Balance Transfer Intro APR
None
Regular APR
13.99% p.a.
Tekkivo Expert Verdict
The Bankwest Zero Mastercard is the default recommendation for Australians wanting to eliminate credit card costs entirely while travelling internationally.
Best for: International travellers and online shoppers wanting zero fees
Key Benefits
- Zero annual fee lifetime
- Zero foreign transaction fees
- 13.99% p.a. purchase rate
- Free additional cardholder
Pros
- ✓Zero ongoing costs — no annual fee, no FX fees
- ✓Best for international travel
- ✓Lower purchase rate than most AU cards
Cons
- ✗No rewards program
- ✗No travel insurance
- ✗No sign-up bonus
Card Details
Foreign Transaction Fee: $0
Credit Limit: AUD $1,000 minimum
Card Network: mastercard
Rewards Type: None
Bankwest Zero Mastercard
4.7
Annual FeeAUD $0
RewardsNo rewards
Intro OfferNo sign-up bonus
on Bankwest's website