🇦🇺 Best Banks in Australia — 2026
Compare the top banks in Australia by savings rates, fees, digital banking, and products.
1
Best Overall Bank Australia
Commonwealth Bank
Big 4 Bank · Est. 1911
4.6
Best Savings Rate
Up to 5.10% p.a. (NetBank Saver)
Checking Fee
AUD $0 (Smart Access)
Min. Deposit
AUD $0
Deposit Insurance
Up to AUD $250,000 (APRA)
CommBank is Australia's most trusted bank with the best digital banking experience. The Smart Access account has no monthly fee and the mobile app is consistently rated #1 in Australia.