VISA
CHASE
Best Everyday Earner — Chase Ecosystem
Chase Freedom Unlimited®
Chase · 🇺🇸 USA · VISA
4.8Excellent
Annual Fee
$0
No annual fee
Rewards Rate
5% travel via Chase, 3% dining, 1.5% everything
Ultimate Rewards Points
Intro Offer
Additional 1.5% on all purchases first year
Credit Score
670–850
Good – Excellent
Purchase Intro APR
0% for 15 months
Balance Transfer Intro APR
0% for 15 months
Regular APR
20.49%–29.24% Variable
Tekkivo Expert Verdict
Paired with Chase Sapphire, the Freedom Unlimited transforms into a premium travel rewards engine. The best two-card strategy in American credit cards.
Best for: Chase Sapphire cardholders maximising Ultimate Rewards on all spending
Key Benefits
- 1.5% unlimited base earning
- 3% dining and drugstores
- 5% Chase Travel portal
- Pairs with Sapphire for premium value
- Extended warranty, purchase protection
Pros
- ✓Best no-fee card in Chase ecosystem
- ✓Points become premium with Sapphire
- ✓0% APR 15 months
Cons
- ✗3% foreign transaction fee
- ✗Points less valuable without Sapphire card
Card Details
Foreign Transaction Fee: 3%
Credit Limit: $500–$30,000+
Card Network: visa
Rewards Type: Ultimate Rewards Points
Chase Freedom Unlimited®
4.8
Annual Fee$0
Rewards5% travel via Chase, 3% dining, 1.5% everything
Intro OfferAdditional 1.5% on all purchases first year
on Chase's website