🇸🇬 CPF Retirement Calculator
Project your CPF OA, SA, and MA balances — Singapore 2025 rates.
CPF wage ceiling: S$6,800/month. OA: 2.5% p.a. · SA: 4% p.a. · MA: 4% p.a. Rates for age ≤55: Employee 20% + Employer 17% = 37%.
Total CPF Balance in 30 years
S$1,211,271
Monthly CPF contribution: S$1,850
OA (2.5%)
S$663,033
+S$1,150/mo
SA (4%)
S$242,335
+S$300/mo
MA (4%)
S$305,902
+S$400/mo
Monthly CPF Breakdown
Employee (20%)S$1,000
Employer (17%)S$850
Total CPFS$1,850
→ OA (62.2%)S$1,150
→ SA (16.2%)S$300
→ MA (21.6%)S$400